If you leave in the Huntsville area or any other part of the country for that matter, you know how important it is to dot all your I and cross all you T’s when it comes to home buying. Here are the latest Huntsville mortgage rates for June, 2008
These are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates.
| INSTITUTION | Conv. 30-year fixed Rate/points |
Conv. 15-year fixed Rate/points |
5-Year ARM Rate/points |
Yearly cap Lifetime cap |
FHA Rate/pnts 30yr |
VA Rate/pnts 30yr |
Last Update |
| SOUTH BANK
/ 256-519-3257 |
5.875/ 0 | 5.25/ 0 | 5.25/0 | 2/5 | 5.875/ 0 | 5.875/ 0 | 02-Jun-2008 7:17:53 PM |
| Featured Loan Program: We’re your VA & FHA Loan Specialists & Relocation Experts! 100% Fin & Rural Housing loans available. In-house processing, u/w & closing! 1st time homeowners welcome! Free Pre-approval before you shop! Trust SOUTHBank, your local Mortgage Leader! | |||||||
| BANCORP SOUTH MORTGAGE (256) 564-8460 BETTY KITCHENS / 256-564-8461 |
5.875/0 | 5.375/0 | NA/NA | NA/NA | 5.75/0 | 5.75/0 | 02-Jun-2008 4:21:45 PM |
| Featured Loan Program: Local underwriting & funding…1X Close CP……..Current guideline information!!!! | |||||||
| COUNTRYWIDE HOME LOANS (256) 519-2802 KRISTIE PHILLIPS / 256-535-4700 Susan Loper-Branch Manager / 256-658-3095 Sharon Andrews / 256-509-5626 Kristin Ardal / 256-655-0837 Kelly Stults / 256-509-2037 Jennifer Blankenship / 256-426-9291 Misty Anderson / 256-990-1956 Cami Felix / 256-797-5761 Shannon Fortner / 256-755-0156 Toni Roberts / 256-227-1617 Theresa Leslie / 256-337-9636 Jeff Walczak / 256-714-8464 Brent Daniel / 256-468-5867 Bonita Payne / 256-683-2094 Karla Reagin-Young / 256-651-2145 Teresa Schmitt / 256-651-6574 Valerie Wilkerson / 256-655-5494 |
5.75/0 | 5.25/0 | 4.875/0 | 2/5 | 5.875/0 | 5.875/0 | 02-Jun-2008 4:04:15 PM |
| Featured Loan Program: Call today to find out more information on our no MI options up to 97%!! Rates above based on purchase money transactions. | |||||||
| MAGELLAN MORTGAGE SERVICES,INC (256) 288-0288 CLAY WILKINSON,MANAGER / 256-288-0288 Betsy Jarrett, Sr Loan Officer / 256-509-4945 Tonia Owens, Loan officer / 256-679-8538 Betsy Jarrett ,Sr Loan Officer / 256-288-0288 |
5.875/0 | 5.375/0 | 5.125/0 | 2/5 | NA/NA | 5.875/0 | 02-Jun-2008 3:29:57 PM |
| Featured Loan Program: PRE-APPROVAL@WWW.MAGELLANMORTGAGE.COM (no fee), Serving YOU since 1990; Superior Construction/Perm long term lock options * * YOUR RELOCATION SPECIALIST* Ask about No PMI option* First-time buyer Programs* Some Rates based on 200K loan. | |||||||
| COLONIAL BANK 551-4884 JENNIFER TAYLOR / 256-551-4761 / Linda Shockley / 256-551-4762 / |
6.000/0 | 5.500/0 | 5.125/0 | 2/5 | 5.875/0 | 6.000/0 | 02-Jun-2008 3:28:06 PM |
| Featured Loan Program: We’re your First Time Buyer and 100% Rural Development specialists!! RD rate offered today at 5.750%!! (Rates quoted are based on strong credit.) Are you qualified to achieve your mortgage goals? Call today for your free pre-approval! | |||||||
| SIGNATURE MORTGAGE LLC (256) 882-7940 BOB ROGERS / (256) 882-7940 Lisa Blake / 256-337-5729 Dave Ryals / 256-714-1002 Teri Fairman / 256-541-6507 Eric Ryan / 256-457-7807 Cindy Marion / 256-426-3723 |
6.00/0 | 5.625/0 | 5.375/0 | 2/5 | 6.00/0 | 6.00/0 | 02-Jun-2008 2:35:02 PM |
| Featured Loan Program: FHA, VA, Rural Housing – - Apply online at www.SignatureNAL.com | |||||||
| 1ST METROPOLITAN MORTAGE (256) 713-2000 JOHN TATE / (256) 713-2000 |
6.0/0 | 5.625/0 | 5.5/0 | 2/5 | 6./0 | 6.0/0 | 02-Jun-2008 1:46:39 PM |
| Featured Loan Program: John H. Tate served N. AL since 1994. Short on cash? Ask John about the No Closing Cost option. Call to see if you qualify for $5000 to be used toward your downpayment and closing costs. John is a trained/certified FHA & VA Specialist, since 1998. | |||||||
| PROGRESS BANK (256) 319-3630 KIM CAPPAERT / (256) 319-3630 Jeanette Lowe / 256-319-3624 Mona Robinson / 256-319-3627 Tina George-Dubach / 256-280-9161 |
5.875/0 | 5.50/0 | 5.25/0 | 2/5 | 5.875/0 | 6.00/0 | 02-Jun-2008 1:01:01 PM |
| Featured Loan Program: CHECK OUT THE ARM RATES FOR GREAT SAVINGS!!! We now offer Single Close Construction Perm loans and Reverse Mortgages! Local Underwriting! Local Processing! Local Closing! Free Prequalification! | |||||||
| SERVIS FIRST BANK (256) 722-7821 CINDY LEBLANC / (256) 722-7821 Sheree Moore / 256-679-5110 |
5.875/0 | 5.375/0 | 5.75/0 | 2/5 | 5.875/NA | 5.875/0 | 02-Jun-2008 11:25:06 AM |
| Featured Loan Program: Rates based on credit scores. | |||||||
| CHARIS MORTGAGE CORPORATION (256) 885-4044 ANNAS AYTCH / (256) 885-4044 Rosemary Aytch / 256-885-4045 Bill Allen / 256-489-4067 Annas Aytch / 256-885-4044 |
5.875/0 | 5.375/0 | NA/NA | NA/NA | 5.875/0 | NA/NA | 02-Jun-2008 10:10:10 AM |
| Featured Loan Program: You Have Questions…..We Have Answers! Visit our website at loansforhouse.net | |||||||
| REDSTONE FEDERAL CREDIT UNION 882-8500 / Sharleen Kinch / (256)882-8510 Elizabeth Braman / (256)882-8503 Donna Hutton / (256)882-8512 Melinda Langston / (256)882-8505 Tammy Mahaffey / (256)882-8525 / |
6.00/0 | 5.50/0 | 5.375/0 | 2/5 | NA/NA | NA/NA | 02-Jun-2008 9:41:40 AM |
| Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up to 90% financing on lot loans**Zero down terms available | |||||||
| First American Bank 256-382-4560 MELANIE MULLINS / 256-508-3083 Martha Bishop / 256-679-7216 Vicki Brown / 256-656-4326 Ethel Carter / 256-520-4853 Sam Hepburn / 256-797-8828 Elaine Maxey / 256-227-4822 Tammy McCurry / 256-337-3175 Clint Northcutt / 256-303-5149 Tammy Parvin / 256-348-6538 Brian Paulus / 256-457-5822 Kylie Shannon / 256-797-1957 Kristi Tapscott / 256-303-2833 Ben Wilson / 256-508-5055 Casey Caplin / 256-682-6459 |
6.125/0 | 5.625/0 | 5.750/0 | 2/5 | 6.125/0 | 6.250/0 | 29-May-2008 11:06:54 AM |
| Featured Loan Program: | |||||||
